Platinum credit cards are prestige cards. These credit cards tend to offer a much higher line of credit than other cards because they are at the top strata of the credit cards ladder. Platinum credit cards limits are generally in excess of five thousand dollars. Added benefits are attached to these types of cards such as better customer service, great interest rates and rewards.

Some users of platinum credit card love these cards because of the prestige that accompanies flashing platinum, but most are looking for the card that suits their needs best. For one group of users the most important feature is a low Annual Percentage rate (APR). Others may want to cash in on the rewards and rebates that they can get.